First Progress Card Activation (2024)

FAQs

How do I activate my first progress card? ›

John Miller, Credit Cards Moderator

You can activate your First Progress Platinum Select card through the online activation page. You can also do it by calling customer service at (866) 706-5543, or the number on the activation sticker.

Enter the information on the bank or credit company's website to activate your card. You'll need information such as your credit card number, your name, and the security code, which you can find on the back of the card. You also may need your Social Security number and your date of birth. Submit the information.

Call customer service: You can call the phone number on the back of your credit card to reach customer service. You'll be able to check the status of your card and, if it is deactivated, you can ask about reactivation. Make a purchase: Another way to check if a card is active is to try and use it to make a purchase.

How long after activating my credit card can I use it? Typically, you can use your card almost immediately after you've activated it. If you're having problems using your card, then it's best to contact the provider to ensure it's definitely been activated.

No matter where you bank, the process is similar. You can call the automated number on the card to activate it and set up your PIN number. Or, you can activate the card through your bank, by using it at an ATM, or by making a purchase anywhere Visa is accepted.

To activate your Credit Card, you can choose from several convenient methods. These include online activation through your bank's website, using a mobile banking app, calling customer support for assistance, or visiting a bank branch in person.

Depending on how your specific issuer's process works, you may need to provide your card information as well as identifying personal information. Alternatively, the issuer may require you to set up online banking and log into your account before activating. Regardless, prompts should guide you through the process.

When you're approved for a card, the credit card issuer opens your account on the day of approval. If you don't activate your card, the account is still open. Your card issuer may reach out after 45 to 60 days as a reminder, reports CNBC Select, and after that time, you may need to request a new card.

One common way to check your credit card's status is by logging into your online banking account. Most banks in India provide robust digital platforms where you can view your card details, including its activation status.

Most new credit cards are sent in a de-activated state to the mailing address you provided on your application. This is to prevent unauthorized use in case the card is lost or stolen before you receive it. Instructions on how to activate the card should be enclosed. If you don't see them, call your credit card company.

Can a card be used if not activated? ›

What happens if you don't activate a credit card. Your account is considered open from the date you're approved for the card. If you don't activate your card your account will still be open, you just won't be able to use it.

If you don't activate a credit card within a certain timeframe and don't use it, your account may be closed automatically and be reported as 'closed by credit grantor', which could have a negative impact on your credit.

If you recently activated your card and this is the first use, it is possible the activation process was not fully completed. The card provider may need to manually activate the card. Often, your card is declined for your protection to prevent fraudulent purchases.

Can you cancel a credit card before activating it? You can cancel a credit card before activating it, but it will be the same as canceling a card at any other time. And it might still impact your credit scores.

Bottom line. Your credit score won't be negatively impacted if you choose not to activate a card, but there's really no reason not to. The account is open and active, so if you don't activate the card you're simply denying yourself access to your own credit.

To activate your new Members 1st card, call the number provided on the card when you receive it. Make sure to call from the phone number registered to the card/your account. You may need to provide some information to confirm your identity I.E. the last four digits of your social security number.